Wine, Dried & Table grapes
Our policy covers growing crops and/or vines against loss of potential yield from an insured event.
What can you insure for?
- Hail
- Earthquake
- Aircraft
- Impact
- Theft
Additional (no cost) benefits include:
- Expense costs that avoid or minimize further loss or damage (Wine & Dried grapes only, limits apply)
- Predetermined point at which the bunch is determined to be unmarketable (Table Grapes only)
- Per Vineyard Excess
Optional Benefits (added cost) include:
- Frost
- Fire
- Agreed value vine cover
- Per Block Excess for Hail and fire
- A Bunch Trimming option either in the shed or on the vine (Table Grapes only)
- Discounts for higher excesses
Policy Cover Options
- $ per Hectare – Non adjustable agreed value option
- Variable Cover – After Harvest adjustment up or down to a maximum 20% from your initial estimate
- Production Cost – pre harvest production costs and overheads of a crop season determined by us and based on either warm or cool climate growing grapes
.
For full details of this insurance including limitations, exclusions applied excesses and general conditions please read the Insurance Facilitators Viticulture policy wording.
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